We were getting estimates from different businesses that change a bathtub/shower into just a shower. One company was going to give us 18 months and no payment. After that they charge 24.5% interest. These conversions can run into the thousands. They were quickly eliminated but I wonder how many people are sucked into this high rate.
Consider if something happened in that 18 months with the way the world is going, you would be really in a bind paying that ridiculous interest rate. They don't volunteer that rate unless you ask. Beware.
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